Renters Insurance

Renters insurance protects the loss of your personal property, such as furniture, clothing, personal effects, etc. due to covered perils. It can also protect you from personal liability, forgery and more, see below.

Personal Property Coverage

Helps cover your belongings in case of loss or damage from:

• Fire, Lightning, & Smoke
• Wind and Hail
• Falling objects
• Explosion
• Water damage from plumbing, steam or water heating systems
• Vandalism & Malicious Mischief

Theft of Personal Property

Helps cover your personal property from certain thefts on premises and limited coverage off premises.

Guest Medical Coverage

Coverage extends to medical expenses of a guest who is accidentally injured while on your property, regardless of who was at fault, up to your policy limit.

Optional Coverages

• Personal Property Reimbursement
  Insurance typically pays based on the depreciated value of your belongings. But you can insure your belongings for the full cost to repair or replace them.
• Coverage for Special Items
  You can increase protection for valuables like jewelry, silverware, home electronics and collectibles.

Discounts Available

Some markets have discounts for auto and/or life support.
Some markets have discounts for alarm systems.
Not all markets share in the same discounts.