Automobile Insurance

Coverages

In the event you are in an accident, you can be held responsible for injury or damage caused by the accident. If you own a vehicle in the State of Texas, you are required by law to insure both Bodily Injury Liability & Property Damage Liability coverages. To obtain a valid vehicle registration, you are also required to show proof of coverage for automobile liability insurance.

Optional Coverages

Other Coverages are also available ... Such as:

• Uninsured/Underinsured Motorist
• Personal Injury Protection
• Collision Coverages
• Other than Collision Coverages
• Rental Reimbursement
• Towing coverages
• Death Indemnity/Disability Coverages
• Gap Coverages
• Sound Equipment
  

What to do if you are involved in an Accident

Stay Calm (Assess the injuries or damage, get medical assistance)
Call the police to file a report (This is very important to help determine fault or no fault.)
Limit the discussion of the accident (Let the facts determine fault/no-fault)
Get the facts and details of the accident:

• Date & Time
• Location
• Name of other driver
• Phone number
• Address, City, State, & Zip
• Insurance Company & Agent
• Policy number
• Gap Coverages
• Name of witness & contact information
  

Report the incident to our agency